Novated Lease Calculator

Last updated: 11 May 2025

1. Introduction

Novated Lease Calculator ("we", "our", or "us") is committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our novated lease calculator website and related mobile application (collectively, the "Service").

We adhere to the Australian Privacy Principles contained in the Privacy Act 1988 (Cth) and to the extent applicable, the EU General Data Protection Regulation (GDPR).

By accessing or using our Service, you consent to the collection, use, and disclosure of information in accordance with this Privacy Policy. If you do not agree with our policies and practices, please do not use our Service.

2. Information We Collect

We may collect several types of information from and about users of our Service, including:

2.1 Personal Information

"Personal Information" is information that identifies you or another person. Personal Information we may collect includes:

Name, email address, and phone number if you choose to submit an inquiry or application
Employment details, such as employer name and income information, when you use our calculator
Device identifiers and information about your use of our Service

2.2 Non-Personal Information

"Non-Personal Information" is information that does not identify you or another person. Non-Personal Information we may collect includes:

Browser type and version
Device type and operating system
IP address and general location information
Usage data about how you interact with our Service

3. How We Collect Information

We collect information in the following ways:

Direct Collection: Information you provide when using our calculator, filling out forms, or contacting us
Automated Collection: Information collected automatically through cookies and similar technologies
Third Parties: Information we may receive from business partners, fleet providers, or employers if you give them permission to share it with us

4. How We Use Your Information

We may use the information we collect about you for various purposes, including to:

Provide, maintain, and improve our Service
Process your calculations and generate accurate novated lease estimates
Respond to your inquiries and provide customer service
Connect you with fleet providers or employers when requested
Send you information about relevant offerings, updates, or promotions
Monitor and analyze usage patterns and trends
Protect against fraudulent, unauthorized, or illegal activity
Enforce our terms and conditions and other policies

5. Disclosure of Your Information

We may disclose your Personal Information:

With Your Consent: When you explicitly consent to the disclosure
To Service Providers: Third-party vendors who perform services on our behalf
To Business Partners: Fleet providers or employers when you request to share your information with them
For Legal Reasons: To comply with any court order, law, or legal process, including responding to government or regulatory requests
For Business Transfers: In connection with a merger, acquisition, restructuring, or sale of assets

6. Data Security

We implement appropriate security measures to protect the security of your information and prevent unauthorized access, disclosure, or modification. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Overseas Disclosure

We may disclose your Personal Information to overseas recipients in order to provide our services or for business support services. We will take reasonable steps to ensure overseas recipients do not breach the Australian Privacy Principles. Countries where your information may be transferred include the United States, Singapore, and countries within the European Union.

8. Your Privacy Rights

Under Australian privacy law, you have the right to:

Access your Personal Information
Correct inaccurate or incomplete Personal Information
Request deletion of your Personal Information in certain circumstances
Object to or restrict certain processing of your Personal Information
Lodge a complaint with the Office of the Australian Information Commissioner

To exercise these rights, please contact us using the details provided in the "Contact Us" section below.

9. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our Service and to hold certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

10. Third-Party Links and Services

Our Service may contain links to third-party websites, services, or advertisements that are not owned or controlled by us. We are not responsible for the privacy practices of such third parties. We recommend reviewing the privacy policies of any third-party websites or services that you visit or use.

11. Children's Privacy

Our Service is not directed to persons under the age of 18, and we do not knowingly collect Personal Information from children under 18. If you are a parent or guardian and you believe your child has provided us with Personal Information, please contact us. If we become aware that we have collected Personal Information from a child under 18 without verification of parental consent, we will take steps to remove that information from our servers.

12. Changes to Our Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes.

13. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us at:

Email: [email protected]